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Saturday, July 19th 2025

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Tips to boost, protect credit scores and get a lower mortgage rate

Homebuyers grappling with mortgage applications might be surprised to learn that just one point too low on their credit score can eliminate them from the applicant pool. (iStock/Getty Images)
Homebuyers grappling with mortgage applications might be surprised to learn that just one point too low on their credit score can eliminate them from the applicant pool. (iStock/Getty Images)
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By | jlazerson@mortgagegrader.com | MortgageGrader.com
UPDATED:

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

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