Fannie Mae, Freddie Mac adding a dose of competition to FICO credit scoring
Adding this competitor created by the big three credit bureaus likely means credit score prices will go up, not down.
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How the Big Beautiful Bill offers tax relief for homeowners in Southern California
Under the bill, the SALT cap temporarily increases to $40,000 per year, so long as your annual income does not exceed $500,000.
How bridge financing alleviates need for contingency offers in home sale
For homeowners who must move, these loans help cover the gap between a sale and a purchase.
Home equity contracts offer no monthly payments, no interest in exchange for cash out
In these deals, the homeowner gets a lump sum of money in exchange for sharing their property appreciation.
Southern California homeowners have $1.645 trillion of tappable equity
California is the nation's epicenter with 28% of all home equity nationwide.
Tips for house hunters in an evolving homebuyers’ market
"It certainly seems like the inventory has changed the market to favor the buyer," says one seller who pulled their home off the market.
Buy now or wait? House hunters fret prices, rates and prospects for economy
Mortgage headwinds remain stubbornly high with this week’s Freddie Mac rate at 6.86%.
These creative financing options offer homebuyers another way in
Weak FICO score? There's answer for that. No condo insurance? Lenders have that covered, too.
What’s the difference between a bank, mortgage banker or mortgage broker?
The mortgage world includes four types of lenders that can offer homebuyers various loan programs.
Tips to boost, protect credit scores and get a lower mortgage rate
If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.